Sell Your House Fast in St. Paul, As-Is or Listed With Ryan
St. Paul has some of the oldest houses in the metro, plenty of duplexes and fourplexes, and its own rules on rentals, code enforcement and point-of-sale inspections. We buy houses here as-is, with tenants, open DSI orders or probate in progress, and Ryan can list the ones that would net more.
- Offer within 24 hours
- Licensed MN #40924708, Coldwell Banker Realty
- We show our math
- Local, we live here
- Licensed, look us up: MN #40924708
- We show our math
- Cash offer within 24 hours
Why St. Paul Houses Get Stuck, and How We Help
A Truth-in-Sale of Housing report due within three days of listing
You want to sell an older Frogtown or Payne-Phalen house, but the evaluation will list boiler, wiring and porch items you can't afford to fix.
The city requires a Truth-in-Sale of Housing evaluation no later than three days after a home is offered for sale, and late-1800s and early-1900s houses rarely come back clean.
We buy with the disclosure report as it is. Jordan prices the listed items into a cash offer, so you don't need contractor bids first.
Which Selling Path Fits You?
Cash, listing, creative terms or a refinance. Ryan puts all four in writing and tells you which one wins.
Path 1 Cash Home Buying
Sell to us as-is. Close in 7 to 14 days with no commissions, repairs or closing costs. The trade-off: the price is below market value.
Trade-off: Below market value
See how it works
Path 2 List With Ryan
Ryan lists your house on NorthstarMLS through Coldwell Banker Realty. Highest price. The trade-off: it takes longer and needs some prep.
Trade-off: Takes longer; some prep
See how it works
Path 3 Creative Financing
Subject-to, seller financing or contract for deed. Keep equity while getting relief from payments. The trade-off: it's more complex.
Trade-off: More complex
See how it works
Path 4 Refinance Options
If the problem is temporary and you can qualify, keep the house and lower the payment. The trade-off: you must qualify.
Trade-off: Must qualify
See how it worksFrom First Call to Closing
Clear steps, real local answers, and a written number you can check.
Send the address and your phone
Fill out the short form or call Ryan. No long questionnaire, no pressure.
Takes 2 minutesRyan calls and walks the house
Walkthrough in 1 to 2 days. Jordan prices the repairs so the number is real.
Within 24 to 48 hoursWritten four-path comparison
Cash offer within 24 hours of the walkthrough, next to your listing, creative and refi options. You pick.
Close in 7 to 14 daysSee Your Cash Offer and Listing Net Side by Side
No obligation. You get a written cash offer next to your listing, creative and refi options, and Ryan tells you if you shouldn't sell to us.
3 Brothers vs. your other options in St. Paul
A direct local purchase next to a typical wholesaler and a traditional listing.
| What you get | 3 Brothers Buy Houses Local buyer + licensed agent | Typical wholesaler | Traditional listing |
|---|---|---|---|
| Time to close | 7 to 14 days (cash) | 7 to 30 days | 60 to 90 days |
| Repairs required | None | None | Usually some |
| Agent commissions | $0 on cash sales | $0 | Standard commission |
| Offer lowered after walkthrough | No, repairs priced first | Common | Buyer inspection can reopen price |
| Licensed MN agent involved | Yes, Ryan Quade #40924708 | Usually no | Yes |
| Shows the offer math | Yes, every line | Rarely | Not applicable |
| Handles Medicaid and tax liens | Yes, at closing | Sometimes | Seller must clear them |
| Buys with tenants in place | Yes | Sometimes | Hard to show |
| Tells you when not to sell to them | Yes, in writing | No | Not applicable |
Listing with Ryan is one of our four paths. When it nets you more, he'll say so.
Why Local Sellers Trust Ryan
- Duplexes and fourplexes bought with tenants in place
- DSI code orders and vacant building issues taken on
- St. Paul point-of-sale evaluation handled as the buyer
- Ramsey County probate sales welcome
- Ryan lists the St. Paul homes that would net more on the MLS
What we promise in writing
We opened in 2026. We won't show you star ratings or a count of houses bought until they're real. What we can give you today is a set of promises, in writing, that you can hold us to.
Every seller gets a review card with a QR code at closing, and we reply to every review. How our reviews work.
- Cash offer within 24 hours
- Close in 7 to 14 days on cash sales
- Up to $1,200 moving assistance on cash sales
- No commissions, repairs or closing costs on cash sales
- You talk to Ryan, a licensed agent, every time
- A written comparison of all four paths before you sign anything
Selling a House in St. Paul: What We Know
The local rules
Point-of-sale. St. Paul requires a Truth-in-Sale of Housing evaluation for many residential sales. On a cash sale, we buy with the report as it is.
Rentals. The city's rent stabilization ordinance caps most annual rent increases, with exemptions that have changed since it passed. DSI handles rental registration and code enforcement. We buy with tenants in place.
Probate. Estates go through Ramsey County Probate Court downtown.
Getting here. From Chanhassen, about 35 to 45 minutes on I-494 and I-94 or Highway 5 into Highland Park. Walkthroughs are usually within 1 to 2 days.
Houses we know here
Frogtown, Payne-Phalen and Dayton's Bluff have a lot of late-1800s and early-1900s houses and duplexes, often with boilers, old wiring, stone foundations and porches that need work. Highland Park and the Como area add 1920s brick and stucco homes. Fourplexes and up-and-down duplexes are common rental stock. Typical repair items: roofs, boilers, electrical updates, lead paint on older trim, and basement water. Jordan prices each one.
Local facts that affect your sale
- Rules St. Paul requires a Truth-in-Sale of Housing evaluation no later than three calendar days after a home is offered, listed or posted for sale, and the report must be available to buyers. Source: stpaul.gov
- Rules Failing to obtain or show a Truth-in-Sale of Housing report is a misdemeanor under city Chapter 189. Source: stpaul.gov
- Rules Rent stabilization limits most St. Paul rent increases to 3% in a 12-month period; buildings first occupied after December 31, 2004 are exempt for 20 years. Source: stpaul.gov
- Place St. Paul is the Ramsey County seat, and estates are filed with Ramsey County Probate Court downtown. Source: en.wikipedia.org
Based in Chanhassen, walking houses across the metro
Our office is at 6354 Oxbow Bend, Chanhassen, MN 55317. Whether you're selling here or looking to sell your house fast in Minneapolis, we walk every house ourselves. No call center, no out-of-state acquisition team.
Directions to our officeSt. Paul Home Seller Questions
Do you buy duplexes and fourplexes with tenants?
Yes. Leases and deposits transfer at closing, and you don't need to evict anyone first. Up-and-down duplexes and fourplexes are common rental stock here.
How does rent stabilization change what my building is worth?
Most St. Paul rentals can raise rent no more than 3% in a 12-month period, so a below-market rent roll can't catch up quickly. Ryan checks whether the 20-year new-construction exemption applies and prices on actual rents.
When do I need the Truth-in-Sale of Housing evaluation?
No later than three calendar days after the home is offered, listed or posted for sale, and the report has to be available to buyers. It's disclosure only, so the listed items don't have to be fixed for us to buy.
Can you buy a house with a DSI order or on the vacant building list?
Yes, as-is. The orders and requirements become ours at closing.
Do you buy on the East Side, in Frogtown and on the West Side?
Yes, in every neighborhood, including Payne-Phalen, Dayton's Bluff, Midway, Como and Highland Park.
Still have a question?
Ask Ryan directly. He's the licensed agent who'll walk the house and write the offer.
Nearby areas we buy
Sell Your St. Paul House on Your Terms
Offer within 24 hours. Every option on the table. We'll tell you which one wins, even if that means we send you to a lender instead.
- Written four-path comparison
- No commissions on cash sales
- Licensed MN #40924708, Coldwell Banker Realty