Own an Empty Twin Cities House? What to Do Before the First Hard Freeze This Fall
Heading into winter 2026-27 with a vacant house in the Twin Cities? Frozen pipes, insurance vacancy clauses and your four options, before November.
By Ryan Quade
Dated news and seasonal advice for Twin Cities homeowners. Looking for evergreen answers on probate, foreclosure or liens? Those live in our guides.
Heading into winter 2026-27 with a vacant house in the Twin Cities? Frozen pipes, insurance vacancy clauses and your four options, before November.
By Ryan Quade
Ryan, Jordan and Ross Quade launch 3 Brothers Home Buyers in Chanhassen in 2026: cash offers, MLS listings, creative financing and refi referrals.
By Ryan Quade
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Every option on the table. We'll tell you which one wins, even if that means we send you to a lender instead.
Ryan Quade, MN licensed salesperson #40924708 with Coldwell Banker Realty, compares all four in writing.
7 to 14 days. ARV minus repairs, holding costs and our margin.
Trade-off: Below market value.
30 to 60 days, often more to closing. Standard commission, in writing up front.
Trade-off: Takes longer; some prep and showings.
Varies by deal. Negotiated per deal.
Trade-off: More complex; needs legal drafting.
Set by the lender. Lender referral; no fee to you.
Trade-off: You must qualify.
Minnesota fact: in most foreclosures you can still sell during the six-month redemption period after the sheriff's sale (Minn. Stat. 580.23).